Major bank opens doors to 5% deposit home loans

BNZ is accepting home loan applications from borrowers with a deposit as low as 5% - but there are some catches.
February 18, 2024

BNZ is accepting home loan applications from borrowers with a deposit as low as 5% - but there are some catches.

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December 23, 2025
10 Years of Trusted Mortgage Advice - Standing by Clients as Banks Change the Rules
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Westpac may cut trail commissions, risking ongoing client support and advice. Key Mortgages delivers 10 years of trusted, ongoing mortgage advice without extra fees.

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December 22, 2025
Couple lose home loan complaint in face of $50,000 break fee
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Couple’s complaint over costly break fees after fixing five-year mortgage at 6.29%–6.66% rejected.

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October 30, 2025
Home loan rate drops below 4.5%
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Key Mortgages suggests keeping up higher repayments following fixed mortgage rate to currently 4.49%. Repayments over a 20 year term are now similar to what peak market rates payments were over a 30-year loan term.

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September 2, 2025
More people get mortgages approved as another OCR cut expected
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Jeremy chats with Andrew from NewsTalk ZB about OCR drops affecting mortgage market, turnaround times, and increasing demand.

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June 26, 2025
Is 420 the magic credit score number for a home loan application?
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Key Mortgages shares detail on how credit rating scores can impact your ability to borrow. Talk to us for more information on how to put your best foot forward with main banks

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May 28, 2025
Fee hike for First Home Loan Scheme kicks in from July 1
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Kāinga Ora loan premium rises to 1.2% post July; Key Mortgages’ Jeremy Andrews says it’s still a good option for many first home buyers

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